Embracing Higher Deductibles Can Be Smart Risk Management
The more a company controls insurable losses, the higher deductibles it can afford. That lowers premiums, enabling more loss control in a virtuous cycle.
Making Hedging Strategies Work: It Takes a Committee
Hedging makes good risk-management sense — if properly overseen.
As Banks Loosen Underwriting, Credit Risk Rises
Examiners find U.S. banks reducing collateral requirements and loosening covenants on business loans. Particularly the highly leveraged kind.