C&I loans Archives - CFO

Banks Wary of Fed’s Main Street Loan Program

Credit & Capital

Banks Wary of Fed’s Main Street Loan Program

Loan officers cited the financial condition of borrowers and overly restrictive terms for not approving loans under the key pandemic relief plan.

By Matthew Heller | September 30, 2020

U.S. Banks Tighten Lending

U.S. Banks Tighten Lending

Business loan standards are tightening because of the uncertain economic outlook, worsening of industry-specific problems, and reduced tolerance for risk.

By Vincent Ryan | August 4, 2020

Banks Faced Slackened Loan Demand in Q3

Banks Faced Slackened Loan Demand in Q3

Many U.S. banks saw weaker business loan demand in the third quarter, leading them to ease underwriting standards.

By Vincent Ryan | November 13, 2018

Banks Easing Standards for Household Loans

Equipment Financing

Banks Easing Standards for Household Loans

Banks moderately eased underwriting standards for some mortgages and auto loans in the fourth quarter of 2015 but tightened on C&I loans.

By Matthew Heller | February 2, 2016

Earnings Mixed for Large Banks in Q4

Earnings Mixed for Large Banks in Q4

A drop in capital markets earnings and heavy costs from defending lawsuits were a drag on universal bank earnings last quarter.

By Matthew Heller | February 2, 2015

Fed Data Show Banks Still Easing Loan Terms

Fed Data Show Banks Still Easing Loan Terms

Forty-four percent of the senior loan officers surveyed said their banks had reduced the interest-rate spread on C&I loans.

By Matthew Heller | November 5, 2014