senior loan officers
Banker Confidence Levels Are Slipping
Despite a strong fourth quarter, many U.S. bankers foresee a worsening economy and higher funding costs.
Competition Spurs Easing of C&I Loan Terms
Among senior loan officers, "more aggressive competition from other bank or non-bank lenders was by far the most emphasized reason for easing."
Fed Finds Little Change in Lending Conditions
Banks reported easing of credit card and auto loan standards, but in the commmercial and industrial loan segment reports of tightening were more frequent.