net interest margin

Another Weak Quarter for U.S. Banks
Credit & Capital

Another Weak Quarter for U.S. Banks

Banks' net interest margins plummet; poor business loan performance pushes up delinquency and charge-off rates.
By Vincent Ryan | August 25, 2020
Read More
Banks’ Expenses Growing, But Not Their Incomes
Profit & Loss

Banks’ Expenses Growing, But Not Their Incomes

The formula for banks' lower profits: three rate cuts by the Fed, yield-curve inversions, and higher salary and benefits costs.
By Vincent Ryan | February 26, 2020
Read More
Bank Profits Rise as Interest Spread Hits 3.3%
Financial Performance

Bank Profits Rise as Interest Spread Hits 3.3%

Average net interest margin reached its highest level since late 2012 as banks continued to benefit from rate hikes.
By Matthew Heller | November 22, 2017
Read More
Bank Profits Surge 10.7% to Record $48.3B
Financial Performance

Bank Profits Surge 10.7% to Record $48.3B

An FDIC survey shows the industry is benefiting from increasing net interest margins, which reached an average of 3.22% in Q2.
By Matthew Heller | August 23, 2017
Read More
Why Banks Are Paying So Little Interest
Corporate Finance

Why Banks Are Paying So Little Interest

In this interest-rate cycle, financial institutions are taking an especially long time to raise the rates they pay on deposits. Here's why.
By Vincent Ryan | August 16, 2017
Read More
Bank of America Revenue, Earnings Fall in Q2
Profit & Loss

Bank of America Revenue, Earnings Fall in Q2

Still, Bank of America, the nation’s second largest bank, beat analysts' earnings-per-share estimate, as it reduced expenses and grew its loan book.
By Christopher Hosford | July 18, 2016
Read More
U.S. Bank Profits Climb 11.9% to $40.8B
Risk

U.S. Bank Profits Climb 11.9% to $40.8B

"There are signs of growing credit risk, particularly among loans related to energy and agriculture,” said the FDIC's chairman.
By Matthew Heller | February 24, 2016
Read More
Banks and Interest Rates: Aiming for the Net
The Economy

Banks and Interest Rates: Aiming for the Net

Banks once dreaded rate rises. Are they right to look forward to them now?
By Economist Staff | July 10, 2015
Read More
Post-Occupied
Risk & Compliance

Post-Occupied

Tepid demand, thin margins, new regulations, investor caution &spamp;#8212; and a lingering public-relations problem. No wonder banks are nervous.
By Vincent Ryan | December 1, 2011
Read More