lending standards

Banks Report Tightening Loan Standards in Q3
Credit & Capital

Banks Report Tightening Loan Standards in Q3

A Fed survey shows banks are continuing to raise the bar for lending in response to worsening economic conditions.
By Matthew Heller | November 10, 2020
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Banks Expect Tighter Consumer Loan Standards
Credit & Capital

Banks Expect Tighter Consumer Loan Standards

Significant net shares of banks expect performance to deteriorate in 2020 for both credit card and auto loans to nonprime borrowers, according to the Fed.
By Matthew Heller | February 4, 2020
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Banks See Tighter Standards on Loans in 2019
Credit & Capital

Banks See Tighter Standards on Loans in 2019

The Fed's latest survey of loan officers shows "an increasing number of banks bracing for a lending slowdown.”
By Matthew Heller | February 5, 2019
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Banks Continue Easing C&I Loan Standards
Credit

Banks Continue Easing C&I Loan Standards

Nearly every bank that responded to a Fed survey attributed eased standards to more aggressive competition.
By Matthew Heller | February 6, 2018
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Competition Spurs Easing of C&I Loan Terms
Credit

Competition Spurs Easing of C&I Loan Terms

Among senior loan officers, "more aggressive competition from other bank or non-bank lenders was by far the most emphasized reason for easing."
By Matthew Heller | November 6, 2017
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Demand for C&I Loans Weakens, Terms Ease
The Economy

Demand for C&I Loans Weakens, Terms Ease

The Fed's July survey of senior loan officers is in line with other data showing weakness in business spending.
By Matthew Heller | August 1, 2017
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Banks Continue Tighter CRE Lending Policies
Credit

Banks Continue Tighter CRE Lending Policies

The tighter lending standards reflect in part a less favorable or more uncertain outlook for commercial real estate prices.
By Matthew Heller | May 10, 2017
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Banks Tighten CRE Loan Standards in Q3
Risk

Banks Tighten CRE Loan Standards in Q3

Conditions tightened for construction and land development loans, as well as loans secured by multifamily residential properties, according to a Fed survey.
By Matthew Heller | November 9, 2016
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Fed Finds Banks Are Tightening on C&I Loans
Investment Banking

Fed Finds Banks Are Tightening on C&I Loans

A less favorable economic outlook had some banks tightening standards for commercial and industrial loans in July, said the Federal Reserve.
By Vincent Ryan | August 2, 2016
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Energy Woes Spreading to Oil Patch Borrowers
Credit

Energy Woes Spreading to Oil Patch Borrowers

A Federal Reserve survey finds the downturn in oil prices has affected the credit quality of loans made to borrowers in energy-dependent regions.
By Matthew Heller | May 3, 2016
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