Federal Deposit Insurance Corporation

Banking Regulators Propose New Rule on TLAC Debt
Risk & Compliance

Banking Regulators Propose New Rule on TLAC Debt

Officials say the move would reduce systemic risk by limiting the interconnectedness of large financial institutions.
By Lauren Muskett | April 2, 2019
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Bank Profits Jump 13% to $45.6 Billion in Q3
Financial Performance

Bank Profits Jump 13% to $45.6 Billion in Q3

The industry posted "another positive quarter," the FDIC says, but faces continued challenges including low interest rates.
By Matthew Heller | November 30, 2016
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CRE Market Set to Soften: Fitch
Risk

CRE Market Set to Soften: Fitch

Once again, U.S. banks are over-exposed to commercial real estate at a time when the market is expected to turn.
By Vincent Ryan | November 7, 2016
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Bank Profits Increase in Strong Second Quarter
The Economy

Bank Profits Increase in Strong Second Quarter

Results were "mostly positive," the FDIC said, with profits rising 1.4% and the number of problem banks falling to a 7-year low.
By Matthew Heller | September 1, 2016
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Is the Future of Fintech a Bank Charter?
Regulation

Is the Future of Fintech a Bank Charter?

The benefits in bank conversion are clear, but the path to getting approval from regulators that tend to distrust innovation is challenging.
By John Beaty | July 25, 2016
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U.S. Bank Profits Climb 11.9% to $40.8B
Risk

U.S. Bank Profits Climb 11.9% to $40.8B

"There are signs of growing credit risk, particularly among loans related to energy and agriculture,” said the FDIC's chairman.
By Matthew Heller | February 24, 2016
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FDIC Adopts Final Rule on Collateral for Swaps
Risk

FDIC Adopts Final Rule on Collateral for Swaps

"Establishing margin requirements for non-cleared swaps is one of the most important reforms of the Dodd-Frank Act," said the FDIC chair.
By Matthew Heller | October 22, 2015
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Failed Bank’s COO Gets 8 Years for TARP Fraud
Risk & Compliance

Failed Bank’s COO Gets 8 Years for TARP Fraud

Regulator says Ebrahim Shabudin was so "fixated" on protecting United Commercial Bank's reputation that he hid millions of dollars in losses.
By Matthew Heller | September 2, 2015
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Bankruptcy Bill Would Replace Bank Bailouts
Risk & Compliance

Bankruptcy Bill Would Replace Bank Bailouts

The Taxpayer Protection and Responsible Resolution Act creates a Chapter 14 for banks and replaces Dodd-Frank's orderly liquidation authority.
By Katie Kuehner-Hebert | July 23, 2015
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Banks and Interest Rates: Aiming for the Net
The Economy

Banks and Interest Rates: Aiming for the Net

Banks once dreaded rate rises. Are they right to look forward to them now?
By Economist Staff | July 10, 2015
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Big Banks Detail Latest ‘Living Will’ Plans
Risk & Compliance

Big Banks Detail Latest ‘Living Will’ Plans

On the fourth try, U.S. systemically important financial institutions aimed to be more realistic about how they would approach a bankruptcy.
By Matthew Heller | July 7, 2015
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Ex-WaMu Execs Seeking $23M in Golden Parachutes
Risk & Compliance

Ex-WaMu Execs Seeking $23M in Golden Parachutes

The defunct lender's liquidating trust is opposing the payments to executives who were accused of contributing to its collapse.
By Matthew Heller | June 1, 2015
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Community Banks Lead Industry in Profit Growth
Financial Performance

Community Banks Lead Industry in Profit Growth

The sector's first-quarter net income rose 16% from a year ago, compared to 6.9% for all FDIC-insured banks.
By Katie Kuehner-Hebert | May 27, 2015
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Let’s Give Smaller Banks a Break: FDIC Chair
Risk

Let’s Give Smaller Banks a Break: FDIC Chair

Thomas Hoenig says "traditional banks" with minimal derivative holdings and large amounts of equity deserve some regulatory relief.
By Katie Kuehner-Hebert | April 15, 2015
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