Online Lending Platform Refines the Science of Underwriting
Upstart's loan securitizations are performing far better than Kroll, the leading credit rating agency for marketplace lenders, had expected.
CFPB Proposes Limits on Debt Collection Calls
The bureau's rule-making proposal could unleash “a battle over the [collection] industry’s tactics and consumers’ rights."
Dodd-Frank Is Needed But Merits Revision
While preventing another financial crisis is paramount, there were a number of unintended consequences of the law.
‘Financial CHOICE Act’ Would Be Big Boost for Banks
The proposed law would significantly amend the Dodd-Frank Act and restore flexibility to financial institutions.
Will Financial Services Regulations Ease Up?
With Republicans in charge of the government, regulatory constraints on financial services firms may begin to relax.
Is the Future of Fintech a Bank Charter?
The benefits in bank conversion are clear, but the path to getting approval from regulators that tend to distrust innovation is challenging.
Navigating The Dangerous Waters of CFPB Enforcement
What financial services firms can do to keep "the most powerful and least accountable federal agency in Washington" at bay.