CFPB

Online Lending Platform Refines the Science of Underwriting
Technology

Online Lending Platform Refines the Science of Underwriting

Upstart's loan securitizations are performing far better than Kroll, the leading credit rating agency for marketplace lenders, had expected.
By David McCann | December 2, 2019
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CFPB Proposes Limits on Debt Collection Calls
Risk & Compliance

CFPB Proposes Limits on Debt Collection Calls

The bureau's rule-making proposal could unleash “a battle over the [collection] industry’s tactics and consumers’ rights."
By Matthew Heller | May 7, 2019
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Dodd-Frank Is Needed But Merits Revision
Risk & Compliance

Dodd-Frank Is Needed But Merits Revision

While preventing another financial crisis is paramount, there were a number of unintended consequences of the law.
By Tyler Harrison | September 21, 2017
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‘Financial CHOICE Act’ Would Be Big Boost for Banks
Risk & Compliance

‘Financial CHOICE Act’ Would Be Big Boost for Banks

The proposed law would significantly amend the Dodd-Frank Act and restore flexibility to financial institutions.
By Christopher Whalen | March 22, 2017
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Will Financial Services Regulations Ease Up?
Risk & Compliance

Will Financial Services Regulations Ease Up?

With Republicans in charge of the government, regulatory constraints on financial services firms may begin to relax.
By Christopher Whalen | March 21, 2017
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Is the Future of Fintech a Bank Charter?
Regulation

Is the Future of Fintech a Bank Charter?

The benefits in bank conversion are clear, but the path to getting approval from regulators that tend to distrust innovation is challenging.
By John Beaty | July 25, 2016
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Navigating The Dangerous Waters of CFPB Enforcement
Risk & Compliance

Navigating The Dangerous Waters of CFPB Enforcement

What financial services firms can do to keep "the most powerful and least accountable federal agency in Washington" at bay.
By Robert Long and Courtney Quirs | October 9, 2015
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Smaller Banks Are Dodd-Frank Losers
Risk & Compliance

Smaller Banks Are Dodd-Frank Losers

The regulations coming out of the law are driving community banks to consolidate and making them less profitable.
By Rob McDonough | June 23, 2015
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