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Finance executives are in a race with their financial-management systems, working to keep pace with system upgrades and performance improvements. What they're ultimately after, they say, are systems that can adapt speedily to changing priorities and processes. That's one of the major themes uncovered by this study, which is based on a series of 9 in-depth interviews and an electronic survey of 202 senior finance executives at large North American companies. In addition to exploring the key pain points CFOs are experiencing with their financial-management systems, our research discusses strategies for upgrading and replacing systems, perspectives on new finance technologies (including SaaS/cloud-based systems), and the ways in which CFOs are looking to take on systems-related challenges by combining longstanding practices with fresh, innovative solutions.