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Facing intense and sustained uncertainty about regulation--while also trying to keep their balance during a wobbly economic recovery--banking executives are struggling to recover their sense of direction in a rearranged world. In the fifth study in the CFO Research/Ernst & Young Bank Executive Series, senior banking executives and other key observers share their thoughts about forging a path to value in a shifting landscape, the principles that are likely to guide their businesses, and why regulation won?t smother innovation.