401(k) Providers

You are here: Home : Buyer's Guides and Special Reports : 401(k) Providers


Buyer's Guide icon
''Automatic'' 401(k) accounts, sometimes called autopilot plans, bypass employee inertia by setting ''default'' plan participation levels for workers who make no choice about their 401(k) investing options. First developed in the 1990s by private industry and researchers at the U.S. Treasury Department, the concept has found its way into plans being offered by Vanguard Group, Principal Financial Group, Prudential Financial Inc., and others, as well as into some self-administered corporate plans.

CFO magazine senior editor Roy Harris weighs the pros and cons of this approach to boosting retirement savings in ''Make It Automatic.'' Our buyer's guide also includes an extensive guide to 401(k) providers, a directory of useful resources on the Web, and further recommended reading.

Make It Automatic
To boost retirement savings, future plans may turn every step from enrollment to rollover into a ''default'' choice for employees.
When Plans Collide
Would corporate retirement plans be threatened by the adoption of Social Security private accounts?

Match Game
Companies are making strategic use of 401(k) matching contributions, but are they toying with their employees' retirement?
The Cost of Loyalty
Even now, employees still invest their 401(k)s in company shares. And they still sue if the stock goes south.
Raiding the Returns
Hidden costs and high fees eat into 401(k) plan benefits.
Malfeasance Insurance
How plan sponsors are coping with the mutual fund scandal.
Retirement Rage
Why do employees file lawsuits over their 401(k) plans? Extended blackout periods, perceived conflicts of interest -- or maybe they're just mad at the markets. Here's how to keep your company in the clear.
Send in the Eggheads
With employees afraid to chart their own investment strategies, some companies offer a professional management option.
Honey, I Shrunk the 401(k)
The bear market has clobbered 401(k) accounts, and it could spark a revival of defined benefit plans.
Prudent Man with a Plan
Most 401(k) reforms before Congress don't address a critical source of risk: fiduciary duty.
The Pension Disaster That Awaits
If Social Security fails, CFOs will have a serious problem on their hands, says former Fidelity fund manager and current Harvard professor Robert Pozen.
Dear Prudence
Offering company stock in employee 401(k)s may not always be wise. Just ask Lucent.

Email to a Colleague
Reprint/Link to This Report